It is likely that you could afford the property based on the information you’ve given us.

It may be possible you can afford the mortgage by increasing the Help-to-Buy Equity Loan amount. Review this section if possible.

It’s unlikely that you’ll be able to afford to buy with an equity loan based on the information you’ve given us. You may need to search for a property with a lower purchase price or save up a bigger deposit.

Calculations are based on 3.5 – 4.5 times your total annual income. Lenders’ criteria vary and other factors will affect their decision.